PURCHASE OR REFINANCE A SINGLE FAMILY RESIDENCES.
We assist you in defining your financial needs into a dollar amount to be financed. Then we figure up and
disclose all the costs and third party fees (Appraisal, Credit, Taxes, Etc.) that go along with the finance deal and you are
on your way. So I guess we differ from the rest in that we actually know the business and find it most expeditious
to just "Tell it like it is" as opposed to someone who should be saying, "Duh! You want Fries with That?". Oh
yeh, we return phone calls too.
But what about those ads on TV that say "No Cost"? "Free Ice Cream Every Sunday For the Rest of Your life!"
And the answer is, "When is the last time you got anything for free?" If you saw it on TV, or heard it on the Radio,
or read it in the Newspaper or Magazine, then you read or heard an advertisement. The last time I checked, it was fairly
expensive to advertise. These costs have to be transferred somewhere and that somewhere is generally to you the borrower.
We are compfortable with our word-of-mouth business that comes not only from new customers, but also from
long relationships with customers over our 25 + years in the Lending Business. Try us. You will like the service
and the personal attention we give you.
So here is what we think. Most people use Real Estate, whether stick built or manufactured housing, as
a personal finance management tool. Some need to consolidate debt every couple of years, some want to buy that special object
such as a Boat, Harley Davidson, Education for a Child, or that luxury vacation you've been putting off for ever. And
some just need mortgage relief in the form of lower payments or a reverse mortgage with no monthly payments. Whatever
your financial needs, a good amount of you use the equity in your Real Estate as a basis from which to work.